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Motherhood & money

Planning a baby? Know what maternity and parental leave pays, your monthly gap, and how much to save before your leave starts.

  1. Know your EI amount
    Standard benefits pay 55% of average insurable earnings, up to $729 a week in 2026.
  2. Ask about a top-up
    Some employers top up EI for part of your leave.
  3. Protect your CPP
    Low-earning years caring for a child under 7 can be dropped from your CPP calculation.
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Finance Woman shares financial education, insights and general information for women in Canada. We are not a registered or licensed financial, investment, tax or legal adviser, and we do not sell or recommend financial products. Do your own research and speak to a licensed professional before you act.

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